Many thanks, Tim. I don't have the money to attend Tony's course but I have followed his works for quite a while. Despite all the criticisms of his approach to self-help, I think it's okay to be a "thinking human" and hence pick and choose what is useful to me and what's not, rather than getting dragged into a umbrella hate just because some of his works are not as rigid as some clinical experts perceive to be. One of the key things I've learned from Tony -- and from this post (thanks, Tim) -- is the truth about how our brain works to protect ourselves from making the same mistake(s) again, resulting in our inaction, procrastination and justification that we're not worth it. The problem is: We don't live in the world where life can be as short anymore. We live longer than before thanks to our technological advancement. So, holding on to the negative thoughts about the past holds us back from spending the longer-than-before life in a meaningful, helpful, and kind way. I think even if we don't take Robin's words in order to be a millionaire, it's at least useful to use his words to help us spend time better, and be kinder and more empathetic citizens of the world.